Sustainability
Bond

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The Austrian Ecolabel was awarded by the Federal Ministry for Climate Action, Environment, Energy, Mobility, Infrastructure and Technology for the "IFA AG | 6.5% Sustainability Bond 2024-2029" because ecological and social criteria are taken into account in addition to economic criteria when selecting bonds or projects financed by green bonds. The eco-label guarantees that these criteria and their implementation are suitable for selecting appropriate bonds. This has been verified by an independent body. The award of the Ecolabel does not constitute an economic assessment and does not allow any conclusions to be drawn about the future performance of the financial product. There are many products on the market with a wide variety of sustainability promises. By obtaining the UZ 49, the aim is to have the sustainability element of the partial debentures verified by a qualified inspection body. However, for the purpose of investing in a bond that is also used for sustainable purposes, among other things, potential Investors investors should check the relevance of this information themselves and consider it together with all other circumstances that may be considered material after a corresponding review. In particular, the Issuer gives no assurance that an investment in the Bonds in question will comply with any investment criteria or guidelines that such Bondholders or their investments may be required to comply with, whether by present or future applicable laws or regulations or by their own articles of association or other applicable rules, in particular with regard to direct or indirect environmental or sustainability impacts of projects or uses that are the subject of sustainable purposes or are related to sustainable purposes. For further information on profit allowance and pension provisions and whether a claim actually exists, please contact your tax advisor. Bondholders are responsible for claiming the profit allowance and pension provision themselves and the issuer assumes no liability for this.

This information is for advertising and information purposes only. This information is non-binding and constitutes neither an offer to purchase or subscribe nor an investment recommendation and does not replace investment advice. The purchase or subscription of the IFA AG Sustainability Bond is exclusively based on the prospectus approved by the FMA on October 25, 2024, which is available at IFA Institut für Anlageberatung Aktiengesellschaft, Grillparzerstr. 18-20, 4020 Linz and has been published at https://www.ifainvest.at/upload/images/projekte/53/Anleiheprospekt.pdf. The approval of the prospectus is not to be understood as an endorsement of the partial debentures offered. Further information on the risks can be found in section B (Risk Factors) of the prospectus. It is recommended that you read the Prospectus before making an investment decision to purchase the Securities in order to fully understand the potential risks and rewards of the decision. The prospectus contains detailed information on the legal, tax and economic details and, in particular, on the risks, such as the risk of a total loss of the capital invested. Insofar as IFA Invest GmbH accepts and transmits applications relating to financial instruments, it acts as a contractually bound intermediary and thus as a vicarious agent for the account and under the liability of Omicron Investment Management GmbH, Opernring 1/E520, 1010 Vienna. In this case, Omicron Investment Management GmbH is the sole contractual partner of the customer with regard to the securities service. auritas finanzmanagement gmbh is purely a tipster and does not provide any advisory services.